Congrats to The Democrats

[Radtexan]

Last fact Ill leave yall with is,,more people got a letter that their insurance was cancelled than signed up for Obamacare,,,that should tell you something.

 

[AtticaFish]

But we have been dealing with % increases similar to that anyways year after year after year before all this got started right? I am still holding my position on the fence and clicking my heels........ i WANT it to decrease premiums, i WANT it to decrease premiums, i WANT it to decrease premiums.

......45 out of 50 states have increases instead of decreases.....

 

[JSC]

" i WANT it to decrease premiums."

Dont bet on it .... The number of cut back on jobs is a whole nuther "Ball of Wax" ..."Cut Off At The Knees" ,,

Check this out (make sure you click on the hyper links to letters)

http://energycommerce.house.gov/letter/letters-unitedhealth-and-qssi-exchange-contract

Draw your own conclusion !!!

I wish I could say it is going to get better but at this time ..the smoke is so thick it is hiding the mirrors ..

Have A Good Day Guys

 

[Radtexan]

Apparently some of us have been wrong about Obamacare :beat-up: it appears to be a success..

Obamacare is a Fantastic Success.....

 

[Bucho]

Apparently some of us have been wrong about Obamacare :beat-up: it appears to be a success..

Obamacare is a Fantastic Success.....

You may not know it, but before I quit my job and took a sabattical, I spent a decade selling insurance in a bank (incl.health plans). Hence my interest in this topic. I´ve learned a thing or two about social security, private insurance and most of all: how to talk people into sh%&t (takes one to know one).

Some of these things are:
1. Two out of three young healthy males will refuse to buy health insurance if you give em half a chance
2. Just like a 12 year old washer is higher in maintanance than a 6month old that is still under warranty, a person in his or her 70ties will cause 6-10 times higher health costs than a person in his or her 20ties.
3. Nine out of ten people who are over 65 and/or have preexisting conditons would rip affordable health insurance out our your hands if you offered it to them

Problem is that in a society, the one cannot do without the other. However, if the insurance companies can pick their customers, they will break their necks to win young healthy individuals but at the same time screw over and try to sleaze themselfes out of coverage with the sick and elderly.
If they didn´t, they wold not only not create profits, but even worse have to raise their premiums and consequently be avoided by attractive customers who chose cheaper, more attractive offerings while the old and sickly will still accept higher premiums as long as they can get somewhat affordable coverage, further re-inforcing the go-down of that individual company.

All this time reading I was wondering how a completely free, unregulated marked of private health plans would work without hundreds or thousands of people who drop through the sytem and end up in financial fiascos. Without a massive amount of human "leftovers" that are being overcharged by doctors who have to write of vast amount bills not beeing paid by bancrupt patients. Without the state having to pick up the tap all too many times.

The answer seems to be that it simply doesn`t. I don´t know too many details of this health care act, but reading through the web page, there was one thing that struck my eye:

Insurance companies can no longer put down applicants for old age or pre-existing conditions.

Ouch!:beat-up: If I were an executive of an insurance company, boy, that would hurt! That would mean I would have to actually deal with people´s sicknesses while at the same time expose myself to the harsh requiremets of actual competition. Furtherore, instead of denying coverage and throwing out "sickos", I would have to focus on other ways of cutting costs such as negotiating cheaper medical supply...

If I were in that place, I would tell my congress man to stop counting the money for a moment, put together his or her rethorical skills (aka "NLP level" aka "being full of it") and go call that guy who stands in for it a bloody communist!

I´m in no place to take sides here, just like to add a point of view based on my former professional background: When it came to health plans, I used to have far more trouble make the insurance accept the customer than vise-versa. Pushing insurance down the throats of citizens doesn´t work without pushing customers down the throats of insurance companies, and that´s a big one. I can imagine these companies feeling far more uncomfortable about that than the customers involved, pulling every string they have in reach to prevent it from happening.

 

[Hawnjigs]

Bucho, I want to sincerely thank you for taking the time to share.